Welcome to M1: Investing & Banking, your all-in-one app for effortless investing, borrowing, and money management. Invest in stocks and cryptocurrencies commission-free, borrow money at low rates, and transfer funds seamlessly – all within one convenient platform.

M1 simplifies investing with automated tools. Build a personalized investment plan using pre-built portfolios ("Pies") or create your own, investing in companies that align with your values. Start with as little as $1 using fractional shares. Need extra capital? Borrow margin at competitive rates, accessing up to 40% of your portfolio's value (rates as low as 7.25% with M1 Plus). Transfer funds easily, schedule automatic transfers, and even earn cash back with our Owner's Rewards Card.

Features of the M1: Investing & Banking App:

• Automated Investing: Effortlessly create and manage customized investment plans with Pies, buying stocks and ETFs aligned with your financial goals.
• Low-Rate Margin Borrowing: Access funds without selling securities, with rates as low as 7.25% (or -8.75% with M1 Plus).
• Seamless Money Transfers: Transfer money easily with one-time transfers or scheduled automatic transfers.
• Long-Term Investment Strategies: Invest personal capital based on your risk tolerance and retirement plans using Expert Pies. Rebalance your investments with a single click.
• Credit Card Rewards: Earn and reinvest cash back with the Owner's Rewards Card, offering standard rewards of 7.25% or up to 10% with M1 Plus.
• Cryptocurrency Investing: Integrate cryptocurrencies into your long-term strategy. Invest in BTC, ETH, ADA, SOL, and more, easily managing and rebalancing your crypto Pies.

In short, M1: Investing & Banking is your comprehensive financial solution. Enjoy commission-free investing, low-cost borrowing, streamlined money transfers, and tools for long-term financial planning. With customizable portfolios, access to stocks, ETFs, and cryptocurrencies, M1 empowers you to build wealth conveniently and flexibly. Download the app today and start building your financial future!